11/27/2012 7:21:00 AM
After the big bucks dropped on Black Friday and Cyber Monday, it's nice that people still set aside some money for #GivingTuesday, a philanthropic drive that's growing bigger every year. Just a dollar or two can mean that someone will eat instead of going hungry. And when your dollars are matched by an organizaiton or corporations, even more good can be done. Check out the website for suggestions on how you can make a difference in someone's life.
Of course, any time you're doing a money transaction online, whether it's for yourself, as a gift, or donating to charity, you still have to be careful to protect your personal and financial information. Here are some safety tips, courtesy of the Better Business Bureau.
*Be sure the website you're shopping on is trustworthy. Just because someone purchased a domain name with '.org', doesn't guarantee they're a legitimate charity. You can check the Better Business Bureau website for customer satisfaction reports and complaints.
*Beware of deals that sound too good to be true - they probably are. Be especially wary if the deal is in an e-mail from someone you've never heard of and is riddled with grammatical and spelling errors.
*Confirm that you're purchasing from a secure website. Look in the address box for the 's' in https://, as well as the 'lock' symbol in the lower-right corner of the page.
*Pay with a credit card. Credit cards offer protections that you don't get with a debit card. You can dispute charges if you don't receive your order, and some credit cards offer zero liability, where you pay nothing if your card number is stolen and used.
*Print out everything that has to do with your order, and keep it all, at the minimum until you receive your order and are satisfied with your purchase; better yet, keep the paperwork filed indefinitely for anything that could break down or need to be returned.