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A lasting Valentine
 Posted
2/2/2012 6:48:00 PM
You can never go wrong with traditional Valentine gifts like chocolate or roses. But if you'd like to change things up a little and have a gift that really lasts, how about giving your sweetie a really romantic story to share ... literally.
"Book By You" gives you the opportunity to personalize a novel - in this case, a romance novel. Imagine a full-length romance story in which you and your sweetheart are the main characters and the action happens in your hometown (or the location of your choice).
If you've ever felt at a loss for words to express your love, go ahead - let someone else do the writing. It'll still leave an indelible mark on your honey's memory. And if they ever forget how you feel - just pull the book off the shelf and remind them.
You can see a personalized demo page before you decide. ...
What keeps you young?
Posted
2/1/2012 7:30:00 PM
You don't have to be old to lose touch with your youth. Just as soon as 'responsibility' becomes part of your daily life, you start to make different choices in life. Paying bills becomes more important than impulsively buying a cool hat that you'll wear exactly once at a party that 'EVERYONE' is going to. Keeping your room organized takes precedence over just dropping everything on the floor, because it's just plain easier to find what you need and get out of the house on time when things are in their place. Even having kids can become more about keeping track of their schedules, making sure they get good grades, and supervising their internet use, and less about playing with them and reliving your own childhood by sharing theirs.
So, here are some things to try that don't cost too much money and don't take too much time, but can give ...
Give yourself credit ,,,
Posted
1/31/2012 3:28:00 PM
... for staying on top of your credit report.
With so many cases of identity theft and credit card fraud, it's more important than ever to check your credit reports periodically to be sure the information is correct. Even if you haven't had a credit card stolen, simple mistakes can impact the information on your credit report, thereby affecting your credit score, which then impacts your ability to get a mortgage, or a car loan, or even a new credit card.
You may remember that several years ago, the government enacted the Fair and Accurate Credit Transactions Act. Because of the FACT Act, we're able to access our credit report free, once a year, from each of the three main credit reporting companies, Equifax, Experian and TransUnion. You've probably seen commercials on TV, advertising different websites where you can get a free credit report; but when you go to those ...
Are you an Energy Star?
Posted
1/30/2012 6:20:00 PM
With a possible increase in our electric bills next year, this might be the year to finally upgrade some old appliances that gobble watts. Perhaps more enticing than just the idea of lowering your monthly electric bill - rebates on your purchase!
Once again, government money is available to reimburse between $150 and $250 dollars on the purchase of Energy Star refrigerators and washing machines. Of course there are requirements, restrictions, rules and guidelines to follow before you actually get any money. But with hundreds of dollars in savings up for grabs, it sure makes sense to follow this link and find out if you qualify for a rebate.
I just replaced my 25-year old washing machine with a new Energy Star high efficiency model. It's really nice to be able to wash blankets and comforters without having the machine jumping off the floor, making banging noises that surely had ...
Doing nothing & happy to do it
Posted
1/27/2012 6:42:00 PM
It's a standard office greeting on a Friday - "Hey, have a great weekend! What are you doing? Have any plans?"
I used to feel bad when I would reply, "Nothing"; as if I was disappointing the person who was interested enough in my life to ask. Now I say it loud and proud. "NOTHING! i'M DOING NOTHING, AND I'M SO HAPPY ABOUT IT!!"
After a full week of work, meetings, errands, appointments and family dinners, by the time the weekend gets here, I don't want to do any more. Just to have a couple of days without any obligations, no alarms to set, no schedule to accommodate, no to-do list to complete, is a gift.
Everything in life goes so fast, and yes, it does go faster than it used to. Technology has given us faster access to information, to conversation, to transportation; and then supplied us with even ...
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